Saved only in your browser.
Investing rules
Your rules, written down before you need them
In a crash or a euphoric market it is hard to think clearly. Answer these questions on a calm day and read them when you doubt.
How it works
In a crash, or in a euphoric market, it is hard to think clearly. This page asks four questions to answer on a calm day: why you invest, what you will do if your investments fall 30%, how often you will check your plan and when you would sell.
When doubt comes, you reread what the calm version of you wrote. Your answers stay only in your browser.
An example
“This money is for when I stop needing a salary, around 55. If it falls 30%, I keep my monthly contributions and open the app once a week at most. I check the plan once a year. I sell when I need the money for its goal, never because of a headline.”
Frequently asked questions
Why write investing rules?
Studies by Morningstar find that investors earn about one percentage point a year less than the funds they own, mostly from buying and selling at the wrong time. Written rules help you avoid that.
What is an investment policy statement?
A short document with your goal, your plan and how you will act in good and bad markets. These four questions are a simple version of one.
Who can see my answers?
Nobody. They are saved only in your browser.
Is it free?
Yes.