How it works
This crash simulator replays real global market crashes on your plan: the dot-com crash of 2000, the financial crisis of 2008, the 2020 pandemic and the 2022 inflation shock. For each one you see how far your money falls, how long the market takes to recover and how long your own money takes, if you keep investing every month.
It also shows the value of a cash cushion and how many shares you bought “on sale” during the fall. The goal is to know, before it happens, what a crash would feel like in your own numbers.
An example
With $100,000 invested and $500 a month, a 2008-style fall takes the pot to about $42,000 at the bottom. The market needs more than five years to come back, but thanks to the monthly purchases at low prices your own money is back in about four and a half.
Frequently asked questions
Are these real crashes?
They follow the approximate shape of global stock markets (MSCI World, in dollars) in each crisis: how deep the fall was, how long it lasted and how long the recovery took.
Why does −50% need +100% to recover?
Because the rise starts from a smaller amount. If $100 falls 50% to $50, you need to gain $50, which is 100% of the new amount.
Should I sell before a crash?
Timing it means being right twice: when to get out and when to get back in. Most investors who try miss the recovery, which often comes in the middle of the worst news.
Is the simulator free?
You can watch a fixed example for free. Simulating your own portfolio is part of Wealth Atlas Pro.
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